How it works
- Get started: Create a new XE account and enter XEREF-FWP8LQUS in the promo-code field before confirming the first transfer. The official website link does not apply the code automatically.
- Set up your transfer: You can reach the total across one or more eligible transfers. Enter the code on the first transfer; the reward is an emailed gift card, not cash.
- Review and confirm: Check recipient details, fees, exchange rate and the recipient amount before paying.
Check before sending
Select your country and transfer route, then check the current offer and conditions in the provider’s app.
You can reach the total across one or more eligible transfers. Enter the code on the first transfer; the reward is an emailed gift card, not cash.
XE’s help page describes €5,000 / €50, while linked terms may show different amounts. Confirm your account’s threshold, gift-card value and reward timing before starting.
Select your country and transfer route, then check the current offer and conditions in the provider’s app.
Money Transfer Info
Money Transfer Info is an independent information website. We may receive a referral benefit when you use our links and meet the provider’s conditions. Accounts, transfers and rewards are managed by the provider.
What is XE and how does it work?
XE offers international money transfers as well as currency information. The rate on a currency converter is not necessarily the rate offered for your transfer. Sign in, obtain a transfer quote and review the recipient and payment details.
Start from the provider’s official website or its official app-store link. Registration, payment approval and any identity checks take place with the provider, not on Money Transfer Info.
Before your first transfer
Compare the total you pay with the amount the recipient gets, using the same currency pair and amount. Check the exchange rate, payment-method costs and delivery estimate. A fee-free transfer does not by itself mean the best overall price.
Complete any identity checks inside the official service. Review the recipient’s name and payment details before authorizing payment. Keep your transfer reference and track the status; if more information is requested, use the provider’s official support.
Frequently asked questions
Which countries does XE support?
Choose your country of residence and the receiving country in the official service. A country that can receive money is not necessarily a country you can send from. Check the available currencies, delivery method and offer for that route before paying.
How does the recipient receive the money?
Use the delivery method and recipient information requested in the XE transfer quote. The recipient’s transfer and a referral gift card are separate: a gift-card reward is not added to the amount being sent.
Can I use the same welcome offer on a later transfer?
A welcome offer is not automatically reusable. Check when the code or invitation must be applied and which transfer qualifies. A first-transfer benefit, a second-transfer bonus and a cumulative-spend reward are different offers; use the conditions shown in your account.
What should I check besides the transfer fee?
Compare the total you pay with the amount the recipient gets, using the same currency pair and amount. Check the exchange rate, payment-method costs and delivery estimate. A fee-free transfer does not by itself mean the best overall price.
Official sources
Related guides
Money Transfer Info is an independent information website. We may receive a referral benefit when you use our links and meet the provider’s conditions. Accounts, transfers and rewards are managed by the provider. Referral disclosure